I know ATM cards are more convenient, and not as much as a hassle as travelers checks, but what if I loose one? You can get lost checks back in a day, and I hear ATM cards take a while to get the lost money back. If I have most of my funds in ATM and I loose it for a month or so, thats going to be really inconvenient. What's the real story on the protection either of them have?
There's such an overwhelming support of ATM accounts here, but what really do they offer besides being able to go to an ATM and getting the money? How better are exchange rates? If one gets a T. check down at AAA they don't charge any money, and post offices don't charge much if any to redeem them. From what I've been hearing out of this site travelers checks are the way to go, but it's the opposite here, why?
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