Travel Budget, Money Matters, Financial Talk Mom, can I borrow ten grand?! Gimme yo mastercard! How the heck can I pay for my trip?! Ideas for making money. How much dough do I need?
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04-25-2006, 06:26 PM
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#1
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Join Date: Apr 2006
Location: Cincinnati Ohio
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Wondering what is better to use in western Europe... I have used american express travelers cheks in Costa Rica and Japan and that shit was a fucking pain...only certain places will do it for u and then it was a hassle to get it exchanged...I have heard that ATMs give good exchange rates and i figure that is almost as safe as travelers checks...looking for some advice...muchos gracias
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Where have I been? Well, thus far: Argentina, Canada, Costa Rica, Czech Republic, Dominican Republic, France, Germany, Ireland, Mexico, Japan, The Netherlands...
Where do I want to go? Well...: Central and South America, South East Asia, More of Europe, North, West, and South Africa, and...most places.
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04-25-2006, 09:05 PM
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#2
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Members
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ATM's typically give out the best exchange rate available. you normally have to incur a small fee for using your atm card on a bank machine thats not your bank's but its minimal and typically is still a better deal than going to a currency exchange place. traveler's checks are always a pain. i cant think of one place where they are convienient to have. they really dont offer much of a safety advantage over ATM's either, since if either of them get stolen u can do something about getting yoru money back.
all in all i would avoid travelers checks if possible. they really seem to be phasing out. the only places that seem to accept them anymore are banks and classy hotels.
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the world is a book, and those who don't travel only ever seen one page
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04-25-2006, 09:20 PM
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#3
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TPunk Emeritus
Join Date: Feb 2005
Location: From Aussie, but living in Canada for now
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ATM without a doubt. Just take a bank card and a credit card and you will be covered for all of western europe....and most of the rest of the world, ATMs are extremely common in all parts these days.
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04-26-2006, 03:01 AM
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#4
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TPunk Emeritus
Join Date: Mar 2004
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just make sure you have a 4 digit pin. I like to have a traveller's cheque or two stashed away just in case something happens, but yeah there are atms everywhere.
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04-26-2006, 06:06 AM
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#5
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TPunk Emeritus
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ATMs. I'm amazed they even make travelers cheques anymore.
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04-27-2006, 12:19 AM
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#6
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lover of Germany
Join Date: Apr 2005
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I might keep some travelers cheques. Problem with ATM is if your card gets lost/stolen/destroyed you can cancel/order a new one but until it comes you can't take out any money. Same with cheques I guess?
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I have been to: Canada, USA, Iceland, Britain, France, the Netherlands, Belgium, Spain, Poland, Germany, Sardinia, Switzerland, China, Argentina, Brazil, Chile, Uruguay and Morocco.
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[color=blue][i][font=Verdana][color=black]"I'm just another stranger lookin' for the promised land"
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04-27-2006, 04:30 AM
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#7
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I had my cheques insured. if they were stolen or whatever all I had to do was go to an american express office and get them replaced. my bank card and credit card would have taken much longer.
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04-30-2006, 04:06 AM
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#8
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ATM definately. they're everywhere in europe.
i'd keep a couple travel checks or some cash like IN CASE you lose your card or something
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04-30-2006, 07:00 AM
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#9
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Join Date: Mar 2006
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ATM ATM ATM! they're everywhere. you'll have no problems except perhaps if you go to a really random really small town.
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