ATM or Travelers Checks - TravelPUNK Backpacker College Student Budget Travel Message Boards!



Go Back   TravelPUNK Backpacker College Student Budget Travel Message Boards! > Members Lounge > General Travel Tips, Education, Advice > Travel Budget, Money Matters, Financial Talk

Travel Budget, Money Matters, Financial Talk Mom, can I borrow ten grand?! Gimme yo mastercard! How the heck can I pay for my trip?! Ideas for making money. How much dough do I need?

Raileurope.com: See Europe by train
Reply
 
LinkBack Thread Tools Display Modes
Old 04-25-2006, 06:26 PM   #1
 
Join Date: Apr 2006
Location: Cincinnati Ohio
Posts: 190
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to SleepIsTheCousinOfDeath
Default

Wondering what is better to use in western Europe... I have used american express travelers cheks in Costa Rica and Japan and that shit was a fucking pain...only certain places will do it for u and then it was a hassle to get it exchanged...I have heard that ATMs give good exchange rates and i figure that is almost as safe as travelers checks...looking for some advice...muchos gracias
__________________
Illusions of powerlessness can crumble when no listens and no one obeys...

Where have I been? Well, thus far: Argentina, Canada, Costa Rica, Czech Republic, Dominican Republic, France, Germany, Ireland, Mexico, Japan, The Netherlands...

Where do I want to go? Well...: Central and South America, South East Asia, More of Europe, North, West, and South Africa, and...most places.
SleepIsTheCousinOfDeath is offline   Reply With Quote
Old 04-25-2006, 09:05 PM   #2
Members
 
Join Date: Nov 2003
Location: Pittsburgh, PA
Posts: 130
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to RootBrewskies
Default

ATM's typically give out the best exchange rate available. you normally have to incur a small fee for using your atm card on a bank machine thats not your bank's but its minimal and typically is still a better deal than going to a currency exchange place. traveler's checks are always a pain. i cant think of one place where they are convienient to have. they really dont offer much of a safety advantage over ATM's either, since if either of them get stolen u can do something about getting yoru money back.

all in all i would avoid travelers checks if possible. they really seem to be phasing out. the only places that seem to accept them anymore are banks and classy hotels.
__________________
the world is a book, and those who don't travel only ever seen one page
RootBrewskies is offline   Reply With Quote
Old 04-25-2006, 09:20 PM   #3
TPunk Emeritus
 
Join Date: Feb 2005
Location: From Aussie, but living in Canada for now
Posts: 1,794
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via MSN to LostFarmboy
Default

ATM without a doubt. Just take a bank card and a credit card and you will be covered for all of western europe....and most of the rest of the world, ATMs are extremely common in all parts these days.
__________________
My adventures: http://www.flickr.com/photos/nickt0909/
LostFarmboy is offline   Reply With Quote
Old 04-26-2006, 03:01 AM   #4
TPunk Emeritus
 
Join Date: Mar 2004
Location: newfoundland
Posts: 708
Thanks: 0
Thanked 0 Times in 0 Posts
Default

just make sure you have a 4 digit pin. I like to have a traveller's cheque or two stashed away just in case something happens, but yeah there are atms everywhere.
__________________
pics of stuff: http://www.dougstuff.net
d_fresh is offline   Reply With Quote
Old 04-26-2006, 06:06 AM   #5
TPunk Emeritus
 
Join Date: Feb 2004
Posts: 2,115
Thanks: 0
Thanked 0 Times in 0 Posts
Default

ATMs. I'm amazed they even make travelers cheques anymore.

tumblezweedz is offline   Reply With Quote
Old 04-27-2006, 12:19 AM   #6
lover of Germany
 
expatben's Avatar
 
Join Date: Apr 2005
Location: Ontario,Canada
Posts: 2,670
Thanks: 3
Thanked 2 Times in 2 Posts
Default

I might keep some travelers cheques. Problem with ATM is if your card gets lost/stolen/destroyed you can cancel/order a new one but until it comes you can't take out any money. Same with cheques I guess?
__________________
I have been to: Canada, USA, Iceland, Britain, France, the Netherlands, Belgium, Spain, Poland, Germany, Sardinia, Switzerland, China, Argentina, Brazil, Chile, Uruguay and Morocco.

Do to list: [color=blue][color=black] Australia, New Zealand, Austria India and Bolivia.

[color=blue][i][font=Verdana][color=black]"I'm just another stranger lookin' for the promised land"
expatben is offline   Reply With Quote
Old 04-27-2006, 04:30 AM   #7
TPunk Emeritus
 
Join Date: Mar 2004
Location: newfoundland
Posts: 708
Thanks: 0
Thanked 0 Times in 0 Posts
Default

I had my cheques insured. if they were stolen or whatever all I had to do was go to an american express office and get them replaced. my bank card and credit card would have taken much longer.
__________________
pics of stuff: http://www.dougstuff.net
d_fresh is offline   Reply With Quote
Old 04-30-2006, 04:06 AM   #8
Members
 
Join Date: Apr 2006
Posts: 31
Thanks: 0
Thanked 0 Times in 0 Posts
Default

ATM definately. they're everywhere in europe.
i'd keep a couple travel checks or some cash like IN CASE you lose your card or something
nena is offline   Reply With Quote
Old 04-30-2006, 07:00 AM   #9
 
Join Date: Mar 2006
Location: Newcastle, UK
Posts: 223
Thanks: 0
Thanked 0 Times in 0 Posts
Default

ATM ATM ATM! they're everywhere. you'll have no problems except perhaps if you go to a really random really small town.
__________________
We are not here for ourselves alone
astro25e is offline   Reply With Quote
Reply






Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
WARNING for all travelers!! space virgin Health & Safety 20 02-25-2017 08:55 AM
FYI for all you travelers out there! foofiter Travel Budget, Money Matters, Financial Talk 9 04-06-2005 09:18 PM
Traveler's Checks Poll foofiter Travel Budget, Money Matters, Financial Talk 15 01-25-2005 10:00 AM
Looking for other travelers July-Aug lauraeurope2004 Companions Wanted 0 07-06-2004 05:10 PM
!Attention Travelers! TUI General Discussions 39 05-07-2004 05:48 PM


All times are GMT -7. The time now is 03:30 PM.



 

Search Engine Optimization by vBSEO 3.2.0

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121