So, for my trip, I'm planning on blowing all of my money while I'm there, but bringing a credit card so I can purchase my trip back. I don't have a credit card! Does anyone have any positive experiences with certain cards?
I have pretty good credit, I think... Visa/Mastercard preferred. |
DONT DO IT! DONT EVER TRAVEL ON CREDIT CARDS!
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AHHH!!! why not?
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worst idea ever. you end up paying for it triple.
just suck it up and save till you have enough. |
Wouldn't it be safe to take one, anyway? For use only in emergencies?
I was planning on only using it for my trip back. |
Those who tell you not to travel using credit cards are usually those that have not done so responsibly themselves. It's possible to do anything responsibly and intelligently with credit cards. To be honest, however, even the way you phrased your question doesn't sound very responsbile - ie, "blowing all of my money while I'm there" - so for your sake, it's probably not best to travel on credit. However, if you're the type who knows how to intelligently use credit to your advantage, it's a possibility.
Do you not have a set return in mind? Is that why you'd need the credit card to book it? Not having a return ticket can sometimes cause complications with immigration, so it's not recommended. If you know about when you want to return, book before you leave. At worse, then you only have to charge $100 to that card to change your ticket (or around that much). |
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I've already booked my ticket to Europe and it's a one-way. Should I book a return flight now to avoid the complications with immigration? Again, if I get one, I'm not going to use the card for anything but an emergency and the trip home. |
If you know that you will be running out of money, then taking a loan out would be much smarter i believe. The interest rates paid on credit cards are terrible, and even worse if you have never had one. One nice thing is if you buy stuff for your way back, you have about a month to pay it before it starts accruing interest. So maybe you can get a paycheck or so before you have to pay for what you bought.
I hope to be fine financially for my trip as well, never know tho. MD |
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No but seriously. If you are anything like me then credit cards will become the bane of your existence. I went with one on my trip and the "emergency situations" became extremely frequent. Not good. I learned my lesson though and from now on I would rather be stranded in a foreign country then have a credit card. |
It's very easy to get in over your head with credit and it's not always due to irresponsibility. I would definitely say it's a good idea to have a low limit credit card on you for emergencies. What you consider is an emergency then would be up to you, since you'll be the one paying it back. It also wouldn't be a terrible idea to use it for your return trip, but if you book last minute in summer, you could be looking at paying a hefty amount, so make sure getting a flexible return ticket wouldn't be a better option.
Capital One has some good rates/cards for first time borrowers. Visa is my preference. |
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On whate date are you traveling on your one-way, and to where? Also, on what date do you intend to return home? |
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The return is tentative, but it's looking to be early to mid july. I want to leave it tentative because who knows, maybe I'll want to stay there, maybe I'll find means to do so! |
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Mid-July, a one-way from London to JFK is running around $550. Take that under consideration because it may go up from there, or you might be able to catch a last-minute deal...that is, if they let you into the country. :blink2: |
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So you got your ticket dan? How much? Also, my friend Will from California moved to London circa August 2004 and still hasnt left. Never got a work visa or anything of the sort. He's even been arrested on minor charges several times and they've just not put two and two together. He's an extreme case, but I can think of 6 or 7 like him off the top of my head. They arent likely to find you unless you make a pest of yourself, and you're not likely to. You're pretty chilled out. :cheers: |
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So you think I should avoid the CC too? The debt thing shouldn't really be an issue, I can't really forsee a situation other than my tickets home where I would need to use it. |
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