I use netbank which is an online bank. You have 3 options for deposits: us mail, "quickpost" which is free at any UPS store in the USA, and direct deposit.
Upisdes: NO foreign ATM charges, you get the going rate for exchange (ie you pull money out in euros and you get the going rate when it is converted), they give you a VISA check card which works just about anywhere, they pay you interest on all accounts including the free checking, The interest they pay is quite high, and the customer service is immaculate.
Its worth a look at www.netbank.com
. I have used them since 1999 and have had no troubles. I now use them exclusively. I really love the fact that I can go to any ATM in the world and not get charged a penny unless the machine itself charges.