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Travel Budget, Money Matters, Financial Talk Mom, can I borrow ten grand?! Gimme yo mastercard! How the heck can I pay for my trip?! Ideas for making money. How much dough do I need?

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Old 02-03-2006, 10:26 PM   #1
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I was wondering if anyone here has used ING? My current saving account only gets about 2.4% interest while ING accounts get 3.8% (but right now their offering 4.75 for a few months). Just wondering how well it worked out before I make the switch.


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Old 02-04-2006, 03:01 AM   #2
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If you plan on keeping your money in there long term without ever tapping into it, it makes sense to switch.

Otherwise, keep it where it's at and when it grows into a sizeable amount, put it into a Roth IRA or a good Mutual Fund.

That's my take on it anyways


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Old 02-04-2006, 09:32 AM   #3
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I have ING direct and I love it... I made more interest off my savings (that I had before university) then I ever did from my normal bank... at the time it was great because I couldn't afford to put my savings away for a long time (locked in)
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Old 02-04-2006, 04:06 PM   #4
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I used my ING account to get a few extra bucks for my Europe trip.

I mean I was going to have a few grand sitting there for only a few months. It added up to like 50 extra bucks by the time I left for my trip. It's not super lots, but it's better than keeping it in my Royal account that TAKES my bloody money...Argh.

Their interest rates did just go up as well.

I'm gonna be saving there again. They're really friendly to deal with on the phone and I've yet to have a problem with them.

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Old 02-06-2006, 12:17 AM   #5
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I've got ING Direct.. no complaints so far!

HSBC online also has good rates right now...
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Old 02-06-2006, 07:17 AM   #6
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Does ING have brick buildings - or is it totally online?
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Old 02-06-2006, 09:13 AM   #7
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Voyd...that "lady" on the left scares the hell out of me...
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Old 02-06-2006, 09:24 AM   #8
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I just checked out the ING site. i think im gonna get an account with them. it'll be my secret savings account. except you guys know (know one else). Don't tell anyone

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Old 02-06-2006, 11:27 AM   #9
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They don't have any actual customer-oriented brick buildings in the US - they're just an online bank here... They're an actual, real-life bank in the Netherlands
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Old 02-06-2006, 12:22 PM   #10
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Well I opened up an account with them. Thanks for the advice and infomation everyone!
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Old 02-08-2006, 12:13 AM   #11
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Good job, Amber! Way to be proactive !
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Old 02-08-2006, 07:52 PM   #12
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Their setup sounds a lot like Paypal, except Paypal doesn't pay interest on any money held with them. I am surprised they don't actually. Something like this would seem to be a natural extension of their business model. ING seems far more secure, though, as payments can only be made back into your linked checking account.

Pretty interesting, though. I may give them a try as well. Great rates.
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Old 02-09-2006, 10:27 AM   #13
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Quote:
Originally posted by LiveFreeorDie@Feb 8 2006, 09:52 PM
Their setup sounds a lot like Paypal, except Paypal doesn't pay interest on any money held with them.* I am surprised they don't actually.* Something like this would seem to be a natural extension of their business model.* ING seems far more secure, though, as payments can only be made back into your linked checking account.

Pretty interesting, though. I may give them a try as well.* Great rates.
[snapback]101870[/snapback]

I could be wrong but I think PayPal is talking about having their own Money Market acounts coming up that people can transfer their money into. They might already be doing this , not sure, but I know it was definantly on the table recently.

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Old 02-09-2006, 10:29 AM   #14
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Here ya go

Yeah I found it.

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Old 02-09-2006, 07:32 PM   #15
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^Well, shit. There you go. That's a good rate too...4.43%.
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Old 02-11-2006, 03:56 PM   #16
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Quote:
Originally posted by pinion@Feb 6 2006, 04:13 PM
Voyd...that "lady" on the left scares the hell out of me...
[snapback]101424[/snapback]
I've only ever been scared three times on tpunk, and twice it was because of pics voyd has posted The camel spiders , and now that old lady
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