Banking Networks - TravelPUNK Backpacker College Student Budget Travel Message Boards!



Go Back   TravelPUNK Backpacker College Student Budget Travel Message Boards! > Members Lounge > General Travel Tips, Education, Advice > Travel Budget, Money Matters, Financial Talk

Travel Budget, Money Matters, Financial Talk Mom, can I borrow ten grand?! Gimme yo mastercard! How the heck can I pay for my trip?! Ideas for making money. How much dough do I need?

Raileurope.com: See Europe by train
Reply
 
LinkBack Thread Tools Display Modes
Old 04-10-2007, 09:27 PM   #1
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default Banking Networks

So everybody says that the best bet for getting cash is ATM withdrawl. OK, great. My card works on the Interac, Maestro and Cirrus networks. I see in my guidebooks directions to MC/V ATMs.

What network is usually used? Do you find you have to look for a network your card works on?

I ask, as here in Canada, you would be hard pressed to find anything that is not Interac. IDK if they are hooked to other networks, but this is the only sign I ever see.

Thank you,

Matt
HEWSINATOR is offline   Reply With Quote
Old 04-11-2007, 04:06 AM   #2
TPunk Recognized
 
MeTurk's Avatar
 
Join Date: Mar 2005
Location: Ireland
Posts: 1,590
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via Skype™ to MeTurk
Default

I think cirrus is the big one but mine (Irish) has link and plus things on it. It worked everywhere though. In Ireland at least small town banks got shut down and replaced with atms so they can do allot with the machines.
__________________
"It's nice to have a nun around. Gives the place a bit of glamour." Fr Ted
Couchsurfer (:_irritainment_
MeTurk is offline   Reply With Quote
Old 04-11-2007, 10:56 AM   #3
Immigrating? Easy? Right.
 
indierock05's Avatar
 
Join Date: Jun 2005
Location: Cairns, Australia
Posts: 333
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to indierock05 Send a message via Yahoo to indierock05 Send a message via Skype™ to indierock05
Default

I think that you can use your ATM card at any ATM, it just depends on the fees that are added
__________________
Living and loving life in Cairns

"The whole object of travel is to not set foot on foreign land; it is at last to set foot on one's own country as foreign land" -G.K. Chesterton
"As long as we have memories of the ones we love, we will always be home" - me
Claudette
Go Gators!
indierock05 is offline   Reply With Quote
Old 04-11-2007, 04:09 PM   #4
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

I do not think this is true. As I understand this is why they have the networks, your bank needs to be attached to it, so they know your info.

Has this been your experience? If you do not mind me asking then, what networks is your card attached to indierock?

Thanks all for the replies.

Matt
HEWSINATOR is offline   Reply With Quote
Old 04-11-2007, 05:30 PM   #5
Minister of Offense
 
omisan's Avatar
 
Join Date: Jun 2004
Location: San Fran Disco
Posts: 6,561
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to omisan Send a message via Yahoo to omisan
Default

Maestro and Cirrus are pretty much everywhere. In the Americas, you'll often see STAR system, but I've found that that doesn't necessarily help, as some banks block foreign ATM transactions. (Learned this in Costa Rica, where I had to find specific banks to be able to withdraw.)

I've never had a problem with ATMs anywhere in Europe, nor in Australia or New Zealand.

One thing to do is CALL YOUR BANK before you head off overseas, and let them know where you'll be traveling and in what time frame. I had my card shut off while I was in Spain and it was a PAIN IN THE ASS, especially since it was over the holidays.
__________________
¿Donde esta Omid? Omi-san wa doko desuka? Ou est Omid? Wo ist Omid?

Find out @ http://omidabroad.blogspot.com

omisan is offline   Reply With Quote
Old 04-11-2007, 06:37 PM   #6
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

OK, so I am sure I will not have a problem, but what the people all over the sight seem to say is that "they do not have a problem" but I am not sure what networks they are on.

Omisan, care to share what networks you are on?

Thank you
HEWSINATOR is offline   Reply With Quote
Old 04-12-2007, 08:36 AM   #7
TPunk Recognized
 
Delaney's Avatar
 
Join Date: May 2004
Posts: 456
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to Delaney Send a message via MSN to Delaney
Default

I haven't tried my card in Europe but when I was in Australia I had no problem. My debit card is a Visa and the logos on the back are Plus, Star and Interlink. I think that is what you mean by networks
__________________
“If we knew what it was we were doing, it would not be called research, would it?” - Albert Einstein


You have brains in your head.
You have feet in your shoes.
You can steer yourself in any direction you choose.
You're on your own.
And you know what you know.
You are the guy who'll decide where to go. - Dr. Suess


Why I'm not on TPunk as much anymore: http://www.kaushallab.cbl.umces.edu/people.html#katie
Delaney is offline   Reply With Quote
Old 04-12-2007, 12:06 PM   #8
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Ya, this is what I am trying to get to. It seems most American cards are Visa. The networks you listed Delaney do not overlap with any of mine.
HEWSINATOR is offline   Reply With Quote
Old 04-12-2007, 01:28 PM   #9
TPunk Recognized
 
Delaney's Avatar
 
Join Date: May 2004
Posts: 456
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to Delaney Send a message via MSN to Delaney
Default

Hewsinator, I think you will be ok with the Maestro/Cirrus networks. I believe that is very widely used. Have you called your bank to ask?
__________________
“If we knew what it was we were doing, it would not be called research, would it?” - Albert Einstein


You have brains in your head.
You have feet in your shoes.
You can steer yourself in any direction you choose.
You're on your own.
And you know what you know.
You are the guy who'll decide where to go. - Dr. Suess


Why I'm not on TPunk as much anymore: http://www.kaushallab.cbl.umces.edu/people.html#katie
Delaney is offline   Reply With Quote
Old 04-12-2007, 03:04 PM   #10
Minister of Offense
 
omisan's Avatar
 
Join Date: Jun 2004
Location: San Fran Disco
Posts: 6,561
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via AIM to omisan Send a message via Yahoo to omisan
Default

My card is on STAR and Maestro/Cirrus.

I have faith you will have no problems... Unless you go to Costa Rica
__________________
¿Donde esta Omid? Omi-san wa doko desuka? Ou est Omid? Wo ist Omid?

Find out @ http://omidabroad.blogspot.com

omisan is offline   Reply With Quote
Old 04-12-2007, 03:08 PM   #11
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

I have called my bank, but all they knew was it would work with those networks.

Thank you for the help, I do not take my ATM card for granted after they shut it off on me (a BS story) while I was away a while ago.
HEWSINATOR is offline   Reply With Quote
Old 04-13-2007, 04:43 AM   #12
TPunk Recognized
 
MeTurk's Avatar
 
Join Date: Mar 2005
Location: Ireland
Posts: 1,590
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via Skype™ to MeTurk
Default

Cirrus is definitely on all Irish pass machines, I would be very surprised if you found a pass machine in Europe that wouldn't accept an American network. You have to remember tourisim is a huge business in Europe so it's well set up for making sure you have money to spend when your there.
__________________
"It's nice to have a nun around. Gives the place a bit of glamour." Fr Ted
Couchsurfer (:_irritainment_
MeTurk is offline   Reply With Quote
Old 04-14-2007, 01:25 PM   #13
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Well this is just it, the Canadian networks are not necessarily the American networks. For example, my Dad's Visa brand debit from an American bank has different networks than mine.

I have no worries now, and the argument is more philosophical at this point I guess. Just curios now how it all works and is set up.

Thank you again all,
HEWSINATOR is offline   Reply With Quote
Old 04-16-2007, 03:18 AM   #14
TPunk Recognized
 
MeTurk's Avatar
 
Join Date: Mar 2005
Location: Ireland
Posts: 1,590
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via Skype™ to MeTurk
Default

Quote:
Just curios now how it all works and is set up.
I just assumed they run on the devils magic like everything else in banks.
__________________
"It's nice to have a nun around. Gives the place a bit of glamour." Fr Ted
Couchsurfer (:_irritainment_
MeTurk is offline   Reply With Quote
Old 04-16-2007, 06:13 AM   #15
The " ... " queen of TP!
 
simply_angelic's Avatar
 
Join Date: Aug 2004
Location: Ontario
Posts: 2,988
Thanks: 0
Thanked 1 Time in 1 Post
Default

Ok, I am from Canada...and I used a piece of shit (well ok AMAZING) brand of debit card: president's choice financial. I was expecting it to not work because it's not very well known and it's main branch is CIBC, but it did work! I brought a VISA card as well though as my back up "just in case", which I actually tended to use more, but long story short debit card worked. I have absolutely NO idea what networks it was on though....Haha naiive little laura's never realised that it was necessary to look before...
__________________
~Laura
GO CANADA!!!!

If you walk backwards, you'll find out that you can go forward and people won't know if you're coming or going.

Dream as if you'll live forever. Live as if you'll die today.
-James Dean

Countries I've Visited: Austria, Botswana, Canada, Costa Rica, Democratic Republic of the Congo, France, Germany, Greece, Hong Kong, Italy. Malawi, Mexico, Portugal, Rwanda, South Africa, Spain, Taiwan, Tanzania, Uganda, USA, UK, Vatican City, Zambia
simply_angelic is offline   Reply With Quote
Old 04-16-2007, 09:27 AM   #16
Members
 
Join Date: Aug 2006
Posts: 71
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Thanks Laura. I think pretty well all Canadian cards are on the same 3 networks: cirrus, interac, and maestro.
HEWSINATOR is offline   Reply With Quote
Old 04-17-2007, 07:29 PM   #17
Members
 
Join Date: May 2006
Posts: 19
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Used Maestro/Cirrius in about 5 different European countries and countless cities. Never once had a problem. ATM's abroad should be worshiped like a shrine.
Loman is offline   Reply With Quote
Reply






Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -7. The time now is 08:26 PM.



 

Search Engine Optimization by vBSEO 3.2.0

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121