Depends on the coverage you get but it covers most of the things that can go wrong on a holiday. Theft, injury, doctor bills, death, lost luggage, natural disasters etc.
It is HIGHLY recommended that you get it before you go. The small price you pay for insurance far out-weighs what it would cost to get a broken leg fixed overseas, buy all new gear or send your body home if you die.
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One of God's own prototypes. Some kind of high powered mutant never even considered for mass production. Too weird to live, and too rare to die -HST
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