Where to put my money.... - TravelPUNK Backpacker College Student Budget Travel Message Boards!



Go Back   TravelPUNK Backpacker College Student Budget Travel Message Boards! > Backpacker College Student Travel Message Boards > Where ya going? & Specific country info! > Australia/NZ/S Pac.

Australia/NZ/S Pac. Backpack´n Kangaroo jack´n down-under...What is Vegemite?

Raileurope.com: See Europe by train
Reply
 
LinkBack Thread Tools Display Modes
Old 03-31-2004, 11:47 AM   #1
TPunk Recognized
 
Join Date: Jan 2004
Location: Kent, UK
Posts: 226
Thanks: 0
Thanked 0 Times in 0 Posts
Default

When I get to Perth, I'm going to open up a bank account. I was just wondering if anyone knew which would be the best bank? I have'nt a clue which one to go for. I've heard that some don't charge when you use an ATM machine, any ideas guys?

thanx in advance.....
***Beady*** is offline   Reply With Quote
Old 03-31-2004, 11:56 AM   #2
TUI
Members
 
Join Date: Aug 2003
Location: Reno
Posts: 799
Thanks: 0
Thanked 0 Times in 0 Posts
Send a message via MSN to TUI Send a message via Yahoo to TUI
Default

hmmm Im not familiar with the OZ situation but I have an account with Westpac of New Zealand and I love the benifits, I never paid a fee for using the ATM, but thats NZ not OZ, sorry.
__________________
"Live, Learn, and Love"
TUI is offline   Reply With Quote
Old 03-31-2004, 07:36 PM   #3
TPunk Recognized
 
Join Date: Dec 2003
Location: Australia
Posts: 126
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Most of the Australian banks dont charge if you use their ATMs (AFAIK) - but they do charge a fair amount (not sure how much - never happened) if you use another banks'. Or rather, they might - some of them have a certain number of 'free' transactions with other banks / eftpos etc per month - THEN you get slugged.
I cant help with specifically Perth / WA banks - i can only list the national ones i can remember...

ANZ - www.anz.com.au
Westpac - www.westpac.com.au
Commonwealth - www.commbank.com.au
National - www.national.com.au

obviously any others don't have a good enough advertising scheme as i can't remember them.
personally, i use my states' bank. i assume WA has one. And dont forget about credit unions - they usually have a lot lower fees (cant recall of any aust-wide ones tho).

- Wyzfen
Wyzfen is offline   Reply With Quote
Old 03-31-2004, 08:02 PM   #4
Members
 
Join Date: Mar 2004
Posts: 29
Thanks: 0
Thanked 0 Times in 0 Posts
Default

I live in Victoria, but I'm assuming that the bank charges would be similar in Perth. I bank with the commonwealth bank and if I use a non-Commonwealth bank ATM I get charged AU$1.35. But there are heaps of Commonwealth ATMs around so it's not often that I have to, mostly in Petrol stations and Pubs. Cash out via EFTPOS is also another easy way of taking money out of your account and banks don't usually charge at all for that. Commonwealth Bank charges a flat AU$5.00 a month to their everyday (Streamline) accounts whether you make transactions or not, which is pretty excessive I think. My sister changed to the National bank because of this and she is quite happy with them. One of my best mates works at Westpac and from what she says, they treat their customers very well. But essentially, they are all out to make us much money from us as possible!! If you want a credit card, the best company is Virgin:- www.virgin.com.au there are no annual fees (for all others, it is $30 plus) and the interest rates are low, also you get to pick the colour of the card! (mine is pink )

Definately check out the other banks that Wyzfen gave links to, also credit unions and community banks (I'm not sure what the ones in Perth are, but it shouldn't be too hard to find out once you get there).

Have fun!! When do you arrive? And check out Margaret River if you like wine
echo is offline   Reply With Quote
Old 04-01-2004, 09:38 AM   #5
TPunk Recognized
 
Join Date: Jan 2004
Location: Kent, UK
Posts: 226
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Hey thanks guys!!!! You've hepled tons!!
***Beady*** is offline   Reply With Quote
Old 04-06-2004, 09:09 AM   #6
TPunk Emeritus
 
Join Date: Jan 2004
Location: Perth, Australia.
Posts: 1,246
Thanks: 0
Thanked 0 Times in 0 Posts
Default

hey beady. the banks dont charge for withdrawals from ATMs, but only if you do an over the counter withdrawal. but they charge if you withdraw from another banks ATM, like if you were with CBA and withdrew from an ANZ your would be charged.

I have been banking with CBA but now the bastards charge a 'account keeping fee' of five bucks a month
__________________
urOZm8 is offline   Reply With Quote
Reply






Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
MONEY :( Ambs Travel Budget, Money Matters, Financial Talk 1 03-01-2006 07:26 PM
how much money do I need calypso Traveling Alone or Family Travel 0 01-13-2006 01:41 PM
Money? Me2 Travel Budget, Money Matters, Financial Talk 2 05-02-2005 01:08 PM
Money tegan_lala General Travel Tips and Advice 4 12-08-2004 06:16 AM
money crionnacht Travel Budget, Money Matters, Financial Talk 6 05-31-2003 02:04 PM


All times are GMT -7. The time now is 12:56 AM.



 

Search Engine Optimization by vBSEO 3.2.0

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121